Restorative Yoga

Stakov 360 Main Services Agreement

Last Updated: October 29, 2025

This Stakov 360 Main Services Agreement (“Agreement”) is entered into between Stakov 360 Innovations (“Stakov 360,” “we,” “us”) and you or the entity you represent (“Customer,” “you”). This Agreement sets forth the terms under which you may access and use our products, platforms, and services across our nine departments — AI, Data, Cloud, FinTech, Systems, Web, Labs, Academy, and Consult — collectively referred to as the “Services.”

By accepting this Agreement, including by creating an account, signing up for a demo, or otherwise accessing our Services, you agree to these terms and represent that you have the authority to bind yourself or your organization to this Agreement.

1. PROVISION OF SERVICES

1.1 Service Delivery: Stakov 360 provides Services designed to power enterprises, institutions, and innovators with AI-driven, data-centric, and cloud-enabled solutions. Some Services may be performed by affiliates, partners, or remote contractors under strict confidentiality and security protocols.

1.2 Security: We maintain commercially reasonable technical and organizational measures to safeguard your data and materials (“Customer Data”). Customer Data may be processed or stored in Kenya or other jurisdictions where we or our partners operate.

1.3 Changes: We may modify, enhance, or update our Services at any time to improve performance, add features, or ensure compliance. Material changes that reduce functionality will be communicated in advance.

2. CUSTOMER RESPONSIBILITIES

2.1 Account Administration: You must create an account to use our Services. You are responsible for maintaining accurate contact information, securing login credentials, and ensuring all authorized users (“End Users”) comply with this Agreement.

2.2 Acceptable Use: You agree not to misuse our Services or use them for any unlawful or harmful purposes. You also agree not to reverse-engineer, sell, resell, or distribute our Services or outputs without authorization. A detailed Acceptable Use Policy is available at www.stakov360.com/legal/aup.

2.3 Customer Data: You retain ownership of all Customer Data and grant Stakov 360 a limited license to process such data solely to provide and improve the Services. You represent that your use of Customer Data complies with all applicable laws.

2.4 Third-Party Tools: Some Services may integrate third-party software or APIs. Your use of such tools is subject to the respective third-party terms, and Stakov 360 is not responsible for their performance.

3. INTELLECTUAL PROPERTY

3.1 Ownership: Stakov 360 retains all rights, title, and interest in its technologies, frameworks, documentation, and intellectual property. You own your own content, data, and any outcomes (“Output”) derived from your use of the Services.

3.2 Feedback: You may submit ideas or suggestions to improve our Services. By doing so, you grant Stakov 360 the right to use such feedback freely without obligation or compensation.

3.3 Marketing Use: You consent that Stakov 360 may use your company name or logo as part of our client portfolio, case studies, or promotional materials unless you request otherwise in writing.

4. FEES AND PAYMENT

4.1 Pricing: Fees for paid Services are set forth in your order, proposal, or invoice. All payments are due in the stated currency and are non-refundable except as expressly provided.

4.2 Taxes: You are responsible for all applicable taxes related to your use of the Services, excluding taxes based on Stakov 360’s net income.

4.3 Suspension: We may suspend or limit access to Services if invoices remain unpaid after the due date or if you violate this Agreement.

5. TERM AND TERMINATION

This Agreement remains in effect until terminated. Either party may terminate it upon written notice if the other party breaches any material term and fails to cure within 10 business days. Upon termination, outstanding fees become immediately payable.

6. CONFIDENTIALITY

Each party agrees to protect the other’s confidential information with reasonable care. Confidential information does not include information that becomes public, was lawfully obtained, or independently developed without reference to the confidential material.

7. DISCLAIMERS

All Services are provided “as is” and “as available.” Stakov 360 makes no warranties of merchantability, fitness for a particular purpose, or non-infringement. We are not responsible for decisions made or outcomes derived from outputs generated by our systems.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, neither party shall be liable for indirect, incidental, or consequential damages. Stakov 360’s aggregate liability shall not exceed the total amount you paid in the six (6) months preceding the event giving rise to the claim.

9. GOVERNING LAW & DISPUTE RESOLUTION

This Agreement is governed by the laws of Kenya, without regard to conflict of law principles. Any disputes arising hereunder shall first be addressed through good faith negotiation; failing which, the dispute shall be referred to arbitration under Kenyan law in Nairobi.

10. GENERAL TERMS

Assignment: You may not assign this Agreement without our prior written consent.
Force Majeure: Neither party shall be liable for delays due to causes beyond reasonable control.
Notices: Legal notices should be sent to legal@stakov360.com.
Entire Agreement: This document represents the full understanding between the parties regarding the Services.

11. DEFINITIONS

“Customer Data” means any data, content, or material you provide to Stakov 360.
“Output” means any data, insight, report, or model generated from your use of our Services.
“Services” means all products, training, consultancy, or technological solutions offered by Stakov 360 and its departments.
“End Users” means your employees, contractors, or partners using our Services under your account.
“Confidential Information” means information disclosed under this Agreement that is not publicly available.

Restorative Yoga

Stakov 360 Product Terms

Last Updated: October 29, 2025

The terms below (“Product Terms”) govern your use of the applicable Stakov 360 Services and are incorporated by reference into the Stakov 360 Main Services Agreement (the “Agreement”). Capitalized terms used but not defined in these Product Terms have the meanings given in the Agreement.

Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”) may modify these Product Terms periodically. If an update will materially affect a Customer’s use of the Services, Stakov 360 will notify the Customer in advance of the update’s effective date (except for updates required by legal, regulatory, or security reasons, which may take effect immediately). Otherwise, updates become effective on the date posted at www.stakov360.com/legal.

1. Stakov AI & Model Services

The following terms apply to the Customer’s use of Stakov AI, including but not limited to Stakov Forge, Stakov ModelOps, Stakov GenAI, and any other machine learning or model-hosted service to which the Customer may submit Customer Materials (“Stakov Model Services”).

a. Use of Stakov Model Services

The Customer may input Customer Materials into Stakov Model Services to receive AI-generated Output. Customer understands that other users may input similar materials and data and obtain similar or identical Output. Such Output, when generated independently by others, shall not constitute Customer’s proprietary Output.

b. Downloadable or Fine-Tuned Models

Some Stakov Model Services may allow the Customer to download a fine-tuned or custom-trained model (“Fine-Tuned Model”) developed using Stakov’s base frameworks (“Base Model”).
Fine-Tuned Models are considered Output and owned by the Customer, subject to Stakov 360’s and/or third-party licensors’ rights in the Base Model.
Except where expressly granted, and subject to applicable Third-Party Material Restrictions, Stakov 360 retains all right, title, and interest in and to the Base Models.
“Base Model” means any proprietary or open-source machine learning model developed, trained, or integrated by Stakov 360 for Customer use.

c. Trial Access

If a Customer receives access to any Stakov AI Service for evaluation or testing (“Trial Access”), such access is limited to non-commercial purposes. The Customer must not disclose, publish, or use Output generated from Trial Access for production or promotional purposes. Stakov 360 may suspend or terminate Trial Access at any time.

d. Stakov Forge – Community Tier

When using Stakov Forge under the Community or Free Access Tier, the Customer (i) agrees and instructs that Stakov 360 may publicly display or showcase anonymized examples of Customer-generated inputs and outputs, and (ii) acknowledges that other users may view and use such materials solely for non-commercial demonstration or educational purposes.
Stakov 360 reserves the right to moderate or remove any Customer Materials or Outputs that violate the Acceptable Use Policy or applicable law.

2. Stakov Data Services

The following terms apply to the Customer’s use of Stakov Data, Stakov LabelOps, or any Stakov 360 service used to manage, annotate, or label datasets on demand (“Data Services”).

a. Use of Data Services

Customers may submit labeling, annotation, or curation tasks (“Tasks”) to be processed by qualified Stakov 360 team members or trusted remote specialists (“Remote Analysts”).
While Stakov 360 employs strict quality controls, we cannot guarantee the absolute accuracy or suitability of all Outputs. The Customer agrees to provide clear instructions and descriptions for each Task.

b. Use Restrictions

In addition to restrictions defined in the Agreement, the Customer may not (and will not allow any third party to):

Collect or attempt to infer personally identifiable information from Remote Analysts without appropriate consent.
Use labeling or annotation services to manipulate digital metrics, including search results, rankings, or engagement statistics.
Request or instruct Remote Analysts to produce, endorse, or disseminate deceptive content (including fabricated reviews or misinformation).

3. Stakov Studio Services

The following terms apply to the Customer’s use of Stakov Studio, or any platform where End Users employ Stakov 360 tools to label, annotate, or transform data (“Studio Services”).

a. Definitions

“Studio Output” means all data, labels, annotations, or results created by the Customer’s End Users through Studio Services.

b. Use of Studio Services

Customer’s End Users may create Studio Output using Stakov 360’s tools and interfaces. Stakov 360 is not responsible for the quality, completeness, or accuracy of Studio Output produced by the Customer’s End Users.

c. Ownership of Studio Output

Customer will own all Studio Output. Customer represents and warrants that:
i. It possesses all necessary rights and permissions to create and use the Studio Output.
ii. The Studio Output will not infringe upon third-party intellectual property rights.
iii. Studio Output will comply with the Acceptable Use Policy and applicable laws.

4. Stakov Nucleus Services

The following terms apply to the Customer’s use of Stakov Nucleus, Stakov DataVault, or any related service for data organization, visualization, and lifecycle management (“Nucleus Services”).

a. Use of Nucleus Services

Customers may:
a. Submit Customer Materials, including datasets, metadata, or model results, to Stakov Nucleus.
b. Create new derived content, metadata, and analytical reports within the platform (“Customer Content”).
c. Export Customer Materials, Outputs, and Customer Content from Stakov Nucleus for internal use.

b. Ownership of Customer Content

Customer will retain ownership of all Customer Content. Customer represents and warrants that:
i. It holds the necessary rights and permissions to create and use the Customer Content.
ii. Such use will not infringe upon the rights of any third party.
iii. Customer Content will comply with the Acceptable Use Policy and all applicable data protection regulations.

Customer authorizes Stakov 360 to use the Customer Content solely to operate, maintain, and improve the Services.

5. Departmental Scope and Integration

Stakov 360 operates as an ecosystem of nine integrated departments — AI, Data, Systems, Web, Cloud, FinTech, Labs, Academy, and Consult.
Where applicable, these Product Terms apply collectively to all Services rendered across departments, unless specific departmental terms are published separately.

Stakov 360 may introduce additional departmental product terms as the platform evolves. Updated versions will be posted

Restorative Yoga

Stakov 360 Acceptable Use Policy

Last Updated: October 29, 2025

Use of Stakov 360’s Services is subject to this Acceptable Use Policy (“Use Policy”). Capitalized terms not defined in this Use Policy have the meanings given in the applicable agreement between the Customer and Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”).

Stakov 360 may modify this Use Policy periodically. If an update will materially affect a Customer’s use of the Services, Stakov 360 will notify the Customer in advance of the update’s effective date (except for updates required by legal, regulatory, or security reasons, which may be effective immediately). All other updates take effect as of the date posted on www.stakov360.com/legal.

1. General Prohibition

Customer agrees not to, and not to allow any End User, contractor, or third party to, use the Services in any manner that is unlawful, abusive, disruptive, or inconsistent with this Use Policy, the Main Services Agreement, or any applicable laws.

2. Integrity and Security of the Services

Customer agrees not to interfere with, disrupt, or compromise the integrity or security of any Stakov 360 Service, system, or network, including but not limited to:

Breaching or circumventing any authentication, access control, or security mechanisms.
Performing or facilitating Denial-of-Service (DoS), Distributed Denial-of-Service (DDoS), or other attacks intended to overload, disable, or disrupt Services.
Submitting, uploading, or distributing malicious code, including viruses, worms, Trojan horses, corrupted files, or other harmful software.
Using bots, spiders, scrapers, or unauthorized automation tools to access or collect data from Stakov 360 systems or websites.
Attempting to reverse-engineer, bypass, or exploit service restrictions or vulnerabilities.
Engaging in penetration testing, security probing, or network scanning without prior written consent from Stakov 360.
Creating false identities, impersonating others, or misrepresenting the origin of communications or data.

3. Intellectual Property and Data Rights

Customer must not use Stakov 360 Services to:

Infringe, misappropriate, or violate the intellectual property rights, trade secrets, privacy, or publicity rights of Stakov 360 or any third party.
Submit, access, or share Customer Materials, data, or content without appropriate ownership, authorization, or lawful basis.
Violate any Third-Party Restrictions, licenses, or usage conditions associated with integrated tools, datasets, or software.

4. Prohibited Conduct and Activities

The Customer agrees not to engage in or encourage any activity that is:

Illegal, including but not limited to fraud, theft, or unauthorized data access.
Deceptive, misleading, or fraudulent, including manipulation of models, datasets, or analytics results.
Harmful to others’ rights, privacy, or reputation.
Abusive or harassing, including targeted harassment through AI, communication platforms, or automated systems.
Detrimental to Stakov 360’s business operations, goodwill, or reputation.
Designed to generate false, unethical, or manipulative AI or data-driven outputs, including but not limited to falsified datasets, model misuse, or bias exploitation.

5. Compliance with Law

Customer agrees to comply with all applicable laws, data protection regulations, and ethical standards governing AI, data science, analytics, and digital systems, including but not limited to:

Data privacy and protection laws (e.g., GDPR, Kenya Data Protection Act 2019).
Anti-money laundering (AML) and financial integrity regulations where applicable to Stakov FinTech services.
Intellectual property, export control, and computer misuse laws.
Research and educational ethics standards where applicable to Stakov Academy and Stakov Labs.

6. Enforcement and Suspension

Stakov 360 reserves the right to investigate violations of this Use Policy and may:

Suspend or terminate Customer or End User access to Services.
Remove or restrict access to content, datasets, or outputs violating this policy.
Report unlawful conduct to relevant authorities.
Pursue legal or equitable remedies for harm arising from violations.

Stakov 360 will use commercially reasonable efforts to notify the Customer prior to suspension where feasible.

Restorative Yoga

Stakov 360 End User Terms of Use

Last Updated: October 29, 2025

These End User Terms of Use (“End User Terms”) are entered into between Stakov 360 Innovations (“Stakov 360,” “we,” or “us”) and the individual registering for an account (“User,” “you,” or “your”).

BY CLICKING “AGREE,” “CREATE ACCOUNT,” OR ANY SIMILARLY NAMED BUTTON, OR BY OTHERWISE ACCESSING OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE END USER TERMS, INCLUDING STAKOV 360’S PRIVACY POLICY, ACCEPTABLE USE POLICY, AND ALL APPLICABLE LAWS AND REGULATIONS. YOU ALSO AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR COMPLIANCE WITH ANY LOCAL, NATIONAL, OR INTERNATIONAL LAWS APPLICABLE TO YOUR USE OF THE SERVICES.

1. Customer’s Account

If you register using an email address associated with your organization, institution, or company (“Customer”) or are invited by a Customer, you are an authorized End User and must use the Services in accordance with Customer’s internal terms and policies.

The Customer has separately entered into the Stakov 360 Main Services Agreement (MSA), or a written contract with us, that governs its use of our Services and permits the creation of End User accounts.

When you upload data, digital files, models, or any other information (“Customer Materials”) to Stakov 360 platforms (including Stakov AI, Stakov Data, or related APIs), you acknowledge that those materials are owned by the Customer, not by you individually.

Any references to “your account” refer to your Stakov 360 account provisioned under the Customer’s organization. Capitalized terms not defined herein have the meanings assigned in the MSA.

2. Relationship Between Stakov 360, Customer, and User

AS BETWEEN STAKOV 360 AND THE CUSTOMER, YOU AGREE THAT IT IS SOLELY THE CUSTOMER’S RESPONSIBILITY TO:
(a) inform you of all obligations, limitations, and lawful conditions of using the Services;
(b) obtain all rights and permissions necessary for lawful use of Customer Materials;
(c) ensure that any data transfer or processing under the MSA is lawful and compliant; and
(d) address and resolve any dispute with you or any End User arising from Customer Materials or Customer’s obligations under the MSA.

3. User Account and Registration

To access most features of the Services, you must create an account. You agree to provide accurate, complete, and updated information including your name, contact details, and credentials.

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

Your account is controlled by the Customer’s designated Administrator, who may access, restrict, or terminate your account, and manage permissions. If you believe your account has been compromised, you must immediately notify us at support@stakov360.com.

4. Use of the Services

Subject to your compliance with these End User Terms, Stakov 360 grants you a limited, revocable, non-transferable license to access and use the Services via supported browsers and platforms for purposes authorized by the Customer.

Nothing in these Terms grants you ownership or the right to assign, transfer, or sublicense any portion of the Services.

5. Reservation of Rights

All rights not expressly granted to you or the Customer are reserved by Stakov 360 and its licensors. You acknowledge that Stakov 360 owns all intellectual property and proprietary rights in its technology, products, and systems, including AI models, datasets, documentation, and software interfaces.

This includes, but is not limited to, visual designs, interfaces, databases, graphics, models, algorithms, APIs, documentation, and Stakov 360 brand features.

6. Restrictions

You agree that you will not, and will not permit others to:
(i) use the Services for any purpose not authorized by the Customer;
(ii) reverse-engineer, modify, copy, or create derivative works based upon the Services;
(iii) use the Services to build or train a competing system, model, or product; or
(iv) replicate, scrape, or copy any functional, graphical, or data-related elements of the Services.

7. Suggestions

You may submit feedback, suggestions, or ideas regarding Stakov 360’s products or Services (“Suggestions”).

Stakov 360 may freely use, modify, and incorporate your Suggestions into its products and documentation without compensation or restriction. You acknowledge that your Suggestions are non-confidential and you will not submit content owned by any third party.

8. Confidential Information

Stakov 360 may provide you access to confidential business or technical information, including but not limited to proprietary models, frameworks, and datasets (“Confidential Information”).

You agree to use reasonable care to:
(a) use such Confidential Information only for permitted purposes; and
(b) not disclose it to any third party except the Customer or as required by law.

Confidential Information does not include information that:
(i) is public through no fault of your own;
(ii) was lawfully known prior to disclosure;
(iii) was obtained from a third party without confidentiality obligations; or
(iv) is independently developed without reference to Stakov 360’s Confidential Information.

9. Third-Party Offerings

The Services may provide access to, or integrate with, third-party tools, APIs, or datasets (“Third-Party Offerings”). Stakov 360 does not endorse, warrant, or control these Third-Party Offerings.

Use of such offerings is solely at your own risk and may be governed by separate license terms or restrictions (“Third-Party Restrictions”). You agree to comply with all such Third-Party Restrictions.

10. Monitoring Content

Stakov 360 does not control, pre-screen, or monitor Customer Materials, End User content, or third-party materials. However, we reserve the right to monitor activity on our platforms for operational, legal, and ethical compliance purposes.

If we choose to monitor, we assume no liability for content or damages resulting from your use or reliance on such content. Data collected during monitoring may be used and retained in accordance with our Privacy Policy.

11. End User Warranty

You may submit textual, audio, visual, or code-based content (“End User Content”) through the Services. You represent and warrant that:

(a) you have lawful rights and permissions to upload or use such content; and
(b) your content does not infringe intellectual property, privacy, or publicity rights of any third party or violate any law.

You grant Stakov 360 and the Customer a non-exclusive, worldwide license to use such content for Service functionality, improvement, and delivery.

12. Term and Termination

These End User Terms are effective when you first accept them or access the Services and continue until terminated by you, the Customer, or Stakov 360 (the “Term”).

Your access automatically terminates if you breach these Terms or the Acceptable Use Policy. Stakov 360 or the Customer may suspend or terminate your account at any time, with or without notice.

Upon termination:

(a) your rights to access the Services cease immediately;
(b) you must discontinue use of all related materials; and
(c) sections 5, 8, 11, 13, 14, 15, and 16 survive.

13. Disclaimer

TO THE FULLEST EXTENT PERMITTED BY LAW, STAKOV 360 AND ITS AFFILIATES, LICENSORS, AND SUPPLIERS (A) MAKE NO WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AND (B) DISCLAIM ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

STAKOV 360 DOES NOT WARRANT THAT THE SERVICES OR OUTPUTS WILL BE ERROR-FREE, CONTINUOUS, OR COMPLETELY ACCURATE. THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

14. Indemnification

You agree to indemnify, defend, and hold harmless Stakov 360 Innovations, its affiliates, and staff from any claims, damages, or expenses (including reasonable legal fees) arising from or related to:
(a) your use or misuse of the Services, or
(b) access or actions taken through your account by third parties, with or without your consent.

15. Limitations of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER YOU NOR STAKOV 360 SHALL BE LIABLE TO THE OTHER FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, PROFITS, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE TOTAL AGGREGATE LIABILITY OF STAKOV 360 TO YOU FOR ALL CLAIMS RELATING TO THESE TERMS OR THE USE OF SERVICES SHALL NOT EXCEED USD $100 OR THE EQUIVALENT IN LOCAL CURRENCY.

Each limitation and disclaimer in this section is fundamental to the allocation of risk between the parties and applies even if any remedy fails of its essential purpose.

16. Miscellaneous

16.1 Modifications

Stakov 360 may revise these End User Terms periodically. If material changes occur, we will notify you in advance, except for regulatory or security changes which may take immediate effect. Continued use of the Services after such notice constitutes acceptance of the modified Terms.

16.2 Governing Law

These End User Terms are governed by the laws of Kenya, without regard to conflict of law principles. Disputes shall be resolved exclusively by the High Court of Kenya in Nairobi, unless otherwise specified under the MSA. The prevailing party in any enforcement action shall be entitled to reasonable legal fees and costs.

16.3 Entire Agreement

These End User Terms, including all incorporated policies (Privacy Policy, Acceptable Use Policy, and MSA), constitute the entire agreement between you and Stakov 360. In case of conflict, the hierarchy is:
(1) MSA, (2) these End User Terms, (3) referenced policies.

16.4 Assignment

You may not assign these End User Terms without our prior written consent. Stakov 360 may assign them freely in connection with mergers, reorganizations, or transfers of its business.

16.5 Waiver

Failure or delay in enforcing any right under these Terms does not constitute a waiver of that right or any future right.

16.6 Severability

If any provision is found invalid, it shall be modified to reflect the parties’ intent, and all remaining provisions shall remain in full force.

16.7 Construction

Terms like “including” and “include” mean “including, but not limited to,” and the term “or” is not exclusive.

17. Definitions

17.1 “Background Intellectual Property” means proprietary methodologies, models, software, documentation, or inventions developed by Stakov 360 or its licensors prior to or independent of these End User Terms.

17.2 “Documentation” means official Stakov 360 documentation, guides, and policies.

17.3 “Intellectual Property Rights” means worldwide rights under patent, copyright, trade secret, trademark, and related laws.

17.4 “Output” means any AI-generated data, annotations, labels, predictions, or analyses returned to the Customer or User through the Services.

17.5 “Stakov Data” means anonymized, aggregated, and analytical data generated by Stakov 360 through Customer or User activity.

17.6 “Stakov Technology” means Stakov 360’s platforms, tools, models, datasets, interfaces, Background Intellectual Property, and brand assets.

17.7 “Services” means all Stakov 360 products and services, including those provided through Stakov AI, Data, Cloud, Web, Systems, Labs, FinTech, Academy, and Consult departments.

17.8 “Third-Party Models” means machine learning or analytical models governed by external licenses or open-source terms.

17.9 “Third-Party Offerings” means third-party software, APIs, tools, or datasets integrated with or accessed through the Services.

Stakov 360 Privacy Policy

Last Updated: October 29, 2025

Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our websites, applications, and services across our nine departments — AI, Data, Cloud, Systems, Web, Labs, Academy, FinTech, and Consult.

By accessing or using our Services, you agree to this Privacy Policy.

1. Who We Are

Stakov 360 Innovations is a Kenya-based technology and innovation company with a mission to unite “All sides of innovation in one circle.”

We empower businesses, institutions, and individuals through advanced data, AI, and digital transformation solutions. Our Services include web applications, analytics platforms, software systems, research, and training programs.

2. Scope and Applicability

This Privacy Policy describes how Stakov 360 collects, uses, and shares personal information of individuals (“Users” or “you”) who:

Visit our websites (e.g., www.stakov360.com),
Use our Services or products,
Attend Stakov 360 events or webinars, or
Interact with us through email, chat, or social platforms.

This Policy applies where Stakov 360 acts as a data controller, determining how and why personal data is processed.
When we act as a data processor (e.g., handling data on behalf of a Customer), the Customer’s privacy policy governs your data use.

3. Personal Information We Collect

We collect information necessary to deliver and improve our Services.

A. Information You Provide Directly

You may provide us with personal information such as:

Name, email address, phone number, organization name, and role.
Login credentials and account details.
Payment and billing information (for paid services).
Support requests, messages, or feedback.
Academic or professional background (for Stakov Academy enrollments).

Providing this information is voluntary but may be required for service access or account setup.

B. Information Collected Automatically

When you use our Services, we automatically collect data such as:

IP address, browser type, device identifiers, and access timestamps.
Pages viewed, clicks, and usage behavior (analytics).
Cookies or similar technologies that personalize your experience.

You can manage cookies through your browser settings. For more details, see our Cookie Policy.

C. Information from Third Parties

We may collect limited information from third-party integrations (e.g., Google authentication, LinkedIn logins, or analytics tools). This may include name, email, or profile data for identity verification and analytics.

4. How and Why We Use Personal Information

We use your data to:

Provide and maintain Services, including registration, support, and account management.
Improve our platforms through analytics, performance optimization, and usability testing.
Communicate with you, including updates, newsletters, and event notices.
Process payments and transactions for paid services.
Ensure security and compliance, detect fraud, and prevent misuse.
Conduct training and certification programs via Stakov Academy.
Comply with legal obligations under applicable data protection laws.

We rely on your consent, contractual necessity, and legitimate business interests as legal bases for processing.

5. Personal Information Sharing and Disclosure

We only share personal information where necessary, and under lawful, secure conditions:

A. With Customers and Administrators

If your account is created under an organization, your data may be accessible to that Customer’s administrators in accordance with their internal policies.

B. With Affiliates and Departments

We may share information internally within Stakov 360 departments (AI, Data, Cloud, etc.) to provide integrated services.

C. With Service Providers

We use trusted third-party providers for:

Web hosting and cloud storage,
Payment processing,
Customer support,
Data analytics and marketing tools.

These providers are bound by confidentiality and data protection agreements.

D. Business Transfers

In the event of a merger, acquisition, restructuring, or sale of assets, personal data may be transferred under strict confidentiality safeguards.

E. Legal Requirements

We may disclose personal data to comply with laws, regulations, court orders, or to protect rights, safety, and property.

F. With Your Consent

We will seek your explicit consent before sharing your data for purposes not covered in this Policy.

6. Data Security

We implement industry-standard security measures — including encryption, access control, and secure data storage — to protect your information from unauthorized access, alteration, or disclosure.

While we strive for maximum security, no method of online transmission is 100% secure. You are encouraged to safeguard your own credentials and report suspected breaches to security@stakov360.com.

7. International Data Transfers

As Stakov 360 serves clients and partners globally, your information may be processed in multiple jurisdictions, including Kenya, Nigeria, Uganda, or other countries where we or our service providers operate.

We ensure appropriate safeguards, such as contractual data protection clauses, are in place for cross-border data transfers.

8. Data Retention

We retain personal data only as long as necessary for:

Fulfilling service obligations,
Compliance with legal or financial requirements, or
Resolving disputes and enforcing agreements.

When data is no longer required, it will be securely deleted or anonymized.

Retention periods may vary depending on service type (e.g., analytics vs. education records).

9. Links to Other Websites

Our Services may include links to third-party websites or integrations (e.g., payment gateways, social platforms).
We are not responsible for their privacy practices and encourage you to review their respective policies before sharing personal information.

10. Children’s Privacy

Stakov 360’s Services are not directed to persons under 18 years of age.
We do not knowingly collect data from minors. If you believe a minor has provided us with personal information, please contact privacy@stakov360.com, and we will delete such data promptly.

11. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights:

Access your personal data we hold.
Correct or update inaccurate information.
Request deletion of your data (“right to be forgotten”).
Object to processing for marketing or analytics.
Withdraw consent at any time, where processing is based on consent.

To exercise these rights, contact privacy@stakov360.com.
We may require verification of identity before processing your request.

If your account is managed by a Customer, please contact your organization’s administrator for any data-related requests.

12. Marketing Communications

You can opt out of receiving marketing emails or promotional materials at any time by clicking “Unsubscribe” in the email footer.
We may still send transactional or service-related communications (e.g., invoices, system alerts).

13. Updates to This Privacy Policy

Stakov 360 may update this Privacy Policy from time to time to reflect legal, regulatory, or operational changes.

The “Last Updated” date at the top of this page indicates the latest revision. If material changes are made, we will notify users through email or website notice before the new policy takes effect.

We encourage you to review this page periodically to stay informed.

Stakov 360 Website Terms & Conditions

Last Updated: October 29, 2025

Thank you for your interest in Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”) and for visiting our website www.stakov360.com, along with our related subdomains and online pages (collectively, the “Site”).

These Terms and Conditions, together with our Privacy Policy (collectively, the “Terms”), govern your access to and use of our Site.

Please read them carefully before using the Site.

These Terms apply only to your use of the Site. Access to our services, products, or software platforms (such as Stakov AI, Stakov Data, or Stakov Systems) is governed separately by the Stakov 360 Main Services Agreement, End User Terms, or other applicable agreements between you and Stakov 360.

By accessing or using this Site, you agree to be bound by these Terms, all applicable laws and regulations, and you acknowledge responsibility for compliance with them.

If you do not agree, you are prohibited from using or accessing the Site.

If you represent an organization or entity, you affirm that you have authority to bind that entity to these Terms.

1. Use License

Subject to your ongoing compliance with these Terms, Stakov 360 grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable, worldwide license to access and use the Site solely through supported browsers and for lawful internal purposes.

You may not:
(i) modify or create derivative works of the Site;
(ii) reverse-engineer, decompile, or attempt to extract the source code of the Site;
(iii) use the Site to build a competing product or service;
(iv) copy or reuse Site content, layouts, graphics, or components; or
(v) use the Site for any unlawful or unauthorized purpose.

All rights not expressly granted are reserved by Stakov 360 and its licensors.
You acknowledge that, as between the parties, Stakov 360 owns all intellectual property rights in and to the Site, including all visual designs, code, data, layouts, and brand assets.

2. Feedback

If you provide feedback, ideas, or suggestions about the Site (“Feedback”), you grant Stakov 360 an unrestricted, perpetual, irrevocable, non-exclusive, royalty-free license to use, modify, and incorporate such Feedback into our Site, products, or services without obligation or compensation to you.

3. Third-Party Software and Links

Our Site may include third-party components, plug-ins, or links to other websites (“Third-Party Components”).
These third-party tools are provided for convenience only. Stakov 360 does not endorse, control, or guarantee their accuracy, safety, or content.

Access and use of such Third-Party Components are subject to the respective third-party terms and licenses. You are encouraged to review those terms before use.

Stakov 360 will not be responsible for any loss or damage arising from your reliance on third-party content or services.

4. Monitoring Content

Stakov 360 does not actively monitor or control content posted or shared by third parties on its Site. However, we reserve the right to monitor, record, or review activity on the Site for operational integrity, security, and compliance with our Acceptable Use Policy.

We may remove or restrict access to materials we determine to be inappropriate, harmful, or in violation of these Terms or applicable law.
Information obtained through monitoring will be used in accordance with our Privacy Policy.

5. Term and Termination

These Terms become effective when you first access the Site and remain in force until terminated.

If you breach any provision, your authorization to use the Site automatically terminates. Stakov 360 may also suspend or terminate your access at any time, with or without notice, for any reason or no reason.

Upon termination:

(a) all license rights immediately cease, and
(b) you must stop using the Site and destroy all materials downloaded or copied from it.

Sections 2, 6, 7, 8, and 10 survive termination.

6. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Stakov 360 Innovations, its directors, employees, affiliates, and agents (collectively, the “Stakov Entities”) from any claims, liabilities, damages, or expenses (including reasonable legal fees) arising from:

(a) your misuse of the Site,
(b) your breach of these Terms,
(c) your violation of any applicable law, or
(d) your infringement of third-party intellectual property or privacy rights.

Stakov 360 reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification. You agree to cooperate fully in such defense.

7. Disclaimer

THE SITE AND ALL MATERIALS, INFORMATION, AND CONTENT PROVIDED THROUGH IT ARE OFFERED “AS IS” AND “AS AVAILABLE.”

STAKOV 360 MAKES NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee that the Site or its content will be:

uninterrupted or error-free,
secure or free of viruses or harmful components, or
up to date, accurate, or complete.

We may modify, suspend, or discontinue the Site at any time without notice and without liability.

STAKOV 360 DISCLAIMS ANY RESPONSIBILITY FOR LOSS OR DAMAGE ARISING FROM SITE USE, INCLUDING RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.

8. Limitations of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STAKOV 360 AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, PROFITS, OR BUSINESS INTERRUPTION, ARISING FROM THE USE OR INABILITY TO USE THE SITE — EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In any case, Stakov 360’s total liability for all claims relating to the Site shall not exceed USD $100 (or the equivalent in Kenyan Shillings).

Each limitation in this section forms a fundamental part of the basis of the bargain between you and Stakov 360.

9. Modifications

Stakov 360 may revise these Terms at any time. If material updates are made, we will post the new version on our Site and update the “Last Updated” date above.

Your continued use of the Site after updates constitutes acceptance of the revised Terms.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of Kenya, without regard to conflict of law principles.

Any disputes arising under or related to these Terms shall be subject to the exclusive jurisdiction of the High Court of Kenya in Nairobi, unless otherwise specified in a separate written agreement.

11. Support

We are not obligated to provide support for the Site. However, where support is available (e.g., through contact forms or chat), such support will follow our published support policies and hours of operation.

12. Contact Information

For questions or concerns about these Terms, please contact:

legal@stakov360.com
www.stakov360.com/legal

Stakov 360 Cookie Policy

Last Updated: October 29, 2025

This policy explains how Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”) uses cookies and similar tracking technologies on our websites, including www.stakov360.com, and how you can manage your cookie preferences.

It describes:

What cookies and tracking technologies are,
Why we use them,
What types we use, and
How you can control your settings.

If you have any questions, please contact us at privacy@stakov360.com.

1. What Are Cookies?

Cookies are small data files that are placed on your device (computer, smartphone, or tablet) when you visit a website. They enable our servers to recognize your browser, remember preferences, and improve site performance and personalization.

Cookies may be:

First-party cookies — placed by Stakov 360 directly, or
Third-party cookies — placed by external service providers (e.g., Google Analytics, LinkedIn, or Facebook).

Cookies may also be:

Session cookies, which expire when you close your browser, or
Persistent cookies, which remain until deleted or expired.

We also use related tracking technologies such as:

Web Beacons (Pixels): Invisible image files that track interactions (e.g., email opens or link clicks).
Local Storage Objects: Data saved by your browser to store settings and preferences for faster future access.

These technologies help us deliver an efficient, customized, and secure browsing experience.

2. Why We Use Cookies

We use cookies and similar tools to:

Enable core website functionality (e.g., logins, forms, navigation).
Enhance performance and analytics to understand visitor interactions.
Store user preferences such as language, theme, and session data.
Deliver personalized content and relevant marketing messages.
Ensure security and prevent fraudulent activity.

Some cookies are required for the site to function properly, while others help us continuously improve the user experience.

3. Categories of Cookies We Use

A. Strictly Necessary Cookies

Essential for website functionality.
These cookies enable features such as:

Account login and authentication,
Secure form submissions,
Privacy preference management, and
Page navigation.

Without these, our site cannot operate correctly. These cannot be disabled.

B. Functional Cookies

Used to remember your preferences and settings, such as:

Language or region selection,
Saved logins, and
Display settings (e.g., light/dark mode).

These cookies enhance convenience and personalization.

C. Performance / Analytical Cookies

Used to analyze traffic and visitor behavior.
They help us:

Understand which pages are most popular,
Identify site performance issues,
Improve speed and usability, and
Track conversion rates for optimization.

We use analytics tools such as Google Analytics, Wix Analytics, or Microsoft Clarity, depending on integration.

D. Targeting / Advertising Cookies

Used by us and select third parties to:

Measure marketing campaign effectiveness,
Display relevant ads based on browsing behavior, and
Limit the frequency of repeated ads.

These cookies help us promote our services to interested users while respecting privacy preferences.

4. How to Manage Cookies

When you visit our website for the first time, a cookie consent banner will appear, allowing you to accept, reject, or customize cookie settings.

You can manage or withdraw consent at any time by:

Adjusting your preferences in our Cookie Settings panel, or
Changing browser settings to block or delete cookies.

Please note:

Strictly Necessary Cookies cannot be disabled.
Disabling Functional or Analytical Cookies may affect your experience or limit some features.

5. Browser Controls

Most browsers allow you to control cookies through settings. Instructions are available via the following links:

If you block cookies entirely, parts of our website may not function as intended.

6. Mobile Device Settings

You can control tracking and advertising preferences in your mobile settings:

iOS: Settings → Privacy → Tracking → Disable “Allow Apps to Request to Track.”
Android: Settings → Privacy → Ads → Opt out of Ads Personalization.

7. Third-Party Cookies and Advertising

Some third parties may place cookies through our site to deliver ads or analytics services (e.g., Google Ads, LinkedIn Insights, Meta Pixel).

You can manage or opt out of targeted ads through your account settings on those platforms or via your browser tools.
Stakov 360 does not sell personal information to advertisers.

8. Use of Analytics Services

We use analytics tools to understand how visitors engage with our website and improve usability. These services may use cookies to gather data such as:

Pages visited,
Session duration, and
Click and scroll behavior.

Examples include:

Google Analytics – Opt-out Browser Add-on
Wix Analytics – Built-in for website owners
Microsoft Clarity – For heatmaps and session analytics

All analytics data collected is aggregated and anonymized. It is not used for personal identification.

9. Do Not Track Signals

Some browsers offer a “Do Not Track” (DNT) option.
Since there is currently no consistent industry standard for DNT, Stakov 360 does not respond to DNT signals at this time. You can still manage tracking preferences through your cookie settings.

10. Changes to This Cookie Policy

We may update this Cookie Policy periodically to reflect operational, technical, or legal changes.
The “Last Updated” date at the top of this page indicates the most recent revision.

If significant updates are made, we will notify users through a banner or email notice.

11. More Information

For more information about our use of personal data collected through cookies, please refer to our Privacy Policy.

If you have any questions or concerns about our Cookie Policy, contact us at:

privacy@stakov360.com

Stakov 360 Event Terms & Conditions and Guidelines

Last Updated: October 29, 2025

These Terms and Conditions (“Terms”) apply to every person (“you”) who registers for or attends an event, workshop, or conference hosted by Stakov 360 Innovations (“Stakov 360,” “we,” “our,” or “us”).

This includes in-person, hybrid, and virtual events (each referred to as a “Stakov 360 Event”).

If you register on behalf of a company, organization, or institution, you represent that you have the authority to bind that entity to these Terms. By registering, purchasing a ticket, or attending an Event, you agree to be bound by these Terms.

1. Rules, Regulations, and Conduct

A. Event Rules

You agree to comply with:

All applicable laws, regulations, and venue rules;
All Stakov 360 policies and Event Guidelines (outlined below); and
Any instructions provided before or during the Event.

These collectively form the “Event Rules.”

B. Removal from Event

If you violate any Event Rules, engage in unsafe, disruptive, or inappropriate behavior, or interfere with the Event experience, Stakov 360 reserves the right to:

Remove you from the Event without refund;
Terminate your Event access or account; and
Restrict future participation in Stakov 360 Events.

C. Schedule Changes

All Event schedules, speakers, and session details are subject to change.
Your registration does not guarantee admission to specific sessions or workshops.
We are not liable for any inconvenience or loss caused by scheduling adjustments.

2. Photography, Recordings, and Event Information

A. Our Use of Recordings

By attending the Event (in person or virtually), you consent to being photographed, filmed, or recorded by Stakov 360 or authorized third parties (“Event Recordings”).

You acknowledge and agree that:

Stakov 360 will own all copyrights in Event Recordings.
You grant us perpetual, royalty-free rights to use your image, voice, or likeness for promotional, educational, or archival purposes.
You waive any claims related to such usage.

If you prefer not to appear in Event media, please inform us in writing prior to the event.

B. Your Use of Recordings

You may take photos or short video clips for personal or educational use only.
However, commercial use, public broadcasting, or sale of any Event content is prohibited without prior written consent from Stakov 360.

C. Speaker and Company Information

By registering or speaking at an Event, you consent to Stakov 360 listing your name, company/organization, and role in Event materials, programs, and marketing content.

3. Tickets and Payments

A. Registration Fees

You may be required to pay registration or participation fees. When processing payments, you agree to provide accurate billing information and authorize Stakov 360 to share that information with trusted payment processors.

You are responsible for all applicable taxes and charges associated with your registration.

B. Ticket Policy

All ticket sales are final and non-refundable.
Tickets are non-transferable without prior written approval from Stakov 360.
Substitution requests must be submitted at least 14 days before the Event.

Unauthorized resale or duplication of Event tickets is strictly prohibited.

C. Cancellation or Postponement

If Stakov 360 cancels an Event and does not reschedule within 30 days, full refunds will be issued within 60 days.

We are not liable for any indirect costs (such as travel, lodging, or logistics) incurred due to Event cancellation, rescheduling, or format changes.

4. Privacy and Data Protection

All data provided in connection with your registration or attendance will be handled in accordance with the Stakov 360 Privacy Policy.

By registering, you consent to the storage and processing of your personal data for Event management, communication, and follow-up purposes.

5. Security and Safety

To ensure the safety of all attendees:

Wear your Event badge or ID visibly at all times.
Do not share your badge or credentials with others.
Bags or personal items may be checked upon entry.
Weapons, hazardous materials, or illegal items are strictly prohibited.
Report any suspicious activity or emergencies to Event security staff immediately.

Failure to comply with security protocols may result in removal without refund.

6. Limitation of Liability

To the maximum extent permitted by law, Stakov 360 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or opportunities, arising out of participation in or inability to attend an Event.

Total liability for all claims shall not exceed the total registration fees paid by you for the affected Event.

This limitation applies even if any limited remedy fails of its essential purpose.

7. Indemnification

You agree to defend, indemnify, and hold harmless Stakov 360, its affiliates, officers, staff, and agents against any claims or expenses (including attorney fees) resulting from:

Your participation in the Event,
Your violation of these Terms or applicable laws, or
Your infringement of any third-party rights.

8. Force Majeure

Stakov 360 will not be liable for delays, changes, or cancellations caused by circumstances beyond our control, including but not limited to:

Acts of God, natural disasters, or pandemics;
Political unrest, terrorism, or war;
Labor strikes or transportation disruptions;
Venue unavailability or government restrictions.

In such cases, we reserve the right to modify, reschedule, or cancel the Event.

9. Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of Kenya.

Any disputes arising under or in connection with these Terms shall be resolved in the High Court of Kenya, Nairobi, unless otherwise agreed in writing by both parties.

10. Miscellaneous

These Terms constitute the entire agreement between you and Stakov 360 regarding Event attendance.
If any provision is found invalid or unenforceable, the remaining provisions remain in effect.
Headings are for reference only and have no legal significance.
Stakov 360 may update these Terms at any time by posting the revised version on our website. Continued participation in Events implies acceptance of updates.
Waivers must be in writing and signed by authorized representatives of Stakov 360.

Stakov 360 Event Guidelines

Purpose

At Stakov 360, we believe innovation thrives in environments that are inclusive, respectful, and collaborative.
Our goal is to provide a safe, engaging, and inspiring experience for all participants across our global community.

Expected Behavior

Be kind, professional, and respectful toward all attendees.
Share knowledge, ideas, and insights that add value to the community.
Respect personal space, privacy, and intellectual property.
Celebrate diversity of thought, background, and experience.
Report unsafe or inappropriate behavior promptly to Event organizers.

Unacceptable Behavior

Unacceptable behavior includes (but is not limited to):

Harassment, discrimination, or offensive remarks;
Bullying, trolling, or targeted personal attacks;
Unauthorized recording or sharing of others’ information;
Spam, self-promotion, or solicitation outside approved areas;
Any conduct that disrupts sessions or endangers participants.

Consequences

Any participant engaging in unacceptable behavior may be:

Given a warning,
Removed from the Event without refund, or
Permanently banned from future Stakov 360 activities.

Reporting Violations

Please report violations or concerns to:
events@stakov360.com

Reports are treated confidentially and reviewed promptly by our Event team.

License Notice

These Event Guidelines are adapted from open community standards under the Creative Commons Attribution-ShareAlike 4.0 International (CC BY-SA 4.0) license, including the Berlin Code of Conduct.

Stakov 360 Hackathon Terms & Conditions

Last Updated: October 29, 2025

These Hackathon Terms and Conditions (“Hackathon Terms”) apply to all individuals or entities (“you”) who register for or participate in any Stakov 360 Innovations (“Stakov 360,” “we,” “us,” or “our”) hackathon, competition, or innovation challenge (“Hackathon”).

If you are registering on behalf of a company or institution, you represent that you have authority to bind that entity to these Terms, and “you” shall refer to that entity.

BY REGISTERING OR PARTICIPATING IN A HACKATHON, YOU AGREE TO BE BOUND BY THESE TERMS.

1. Rules, Regulations, and Conduct

A. Hackathon Rules

You agree to comply with:

All applicable local and international laws and regulations;
All Stakov 360 policies, guidelines, and ethical standards; and
Any specific rules provided before or during the Hackathon (collectively, “Hackathon Rules”).

Stakov 360 reserves the right to amend Hackathon Rules at any time to maintain fairness, safety, and inclusivity.

B. Removal from Hackathon

If you violate any Hackathon Rules or behave in a disruptive, unsafe, unethical, or disrespectful manner, Stakov 360 may:

Remove you from the Hackathon,
Terminate your participation or access to materials, and/or
Ban you from future Stakov 360 programs.

No refund or compensation will be provided in such cases.

C. Schedule and Format

Hackathon schedules, themes, mentors, and session structures may be modified at any time.
Participation does not guarantee access to any specific workshop, resource, or judging panel.

Sessions may reach capacity — plan attendance accordingly.

2. Photography, Recordings, and Event Media

A. Our Use of Recordings

By attending a Stakov 360 Hackathon, you consent to photography, audio, and video recording by Stakov 360 or its partners (“Hackathon Recordings”).

You agree that:

Stakov 360 will own all rights and copyrights to Hackathon Recordings.
We may use your image, name, or likeness in promotional or educational materials without additional consent or compensation.
You release Stakov 360 from any claims relating to such use.

If you prefer not to be recorded, you must notify the organizers in writing prior to the event.

B. Your Use of Recordings

You may take photos or short recordings for personal or educational use only.
Commercial use, broadcasting, or publication of recordings without written consent is prohibited.

C. Speaker and Participant Information

By registering, you authorize Stakov 360 to include your name, project, institution, and role in event materials and announcements.

3. Registration and Tickets

A. Fees

Some Hackathons may require registration or participation fees. You agree to provide accurate billing information and authorize Stakov 360 to process payments securely via third-party platforms.

You are responsible for any applicable taxes or processing charges.

B. Ticket Policy

All ticket sales are final and non-refundable.
Tickets are non-transferable without prior written approval.
Substitution requests must be submitted at least 14 days before the Hackathon.

C. Cancellation

If Stakov 360 cancels the Hackathon and does not reschedule within 30 days, we will refund your registration fees within 60 days.
We are not responsible for indirect costs such as travel or accommodation.

4. Privacy

All data submitted during registration or participation will be used in accordance with the Stakov 360 Privacy Policy.

By participating, you consent to the use of your information for Hackathon operations, communication, and related programs (e.g., innovation grants, internships, or accelerator opportunities).

5. Security

For all in-person events, participants must:

Display their official Hackathon badge visibly at all times;
Avoid sharing badges or credentials with others;
Comply with bag checks or venue safety procedures;
Refrain from bringing weapons, illegal substances, or hazardous materials.

Unattended property may be removed by event staff for safety reasons.

6. Confidentiality

During the Hackathon, you may have access to confidential or proprietary information of Stakov 360 or other participants. You agree to:

Keep all Confidential Information strictly confidential;
Use it only for the purpose of participating in the Hackathon; and
Not disclose it to third parties without written permission.

This obligation continues for five (5) years after the Hackathon, except for trade secrets, which remain confidential indefinitely.

If required by law to disclose information, you must notify Stakov 360 promptly.

7. Intellectual Property (IP) Rights

You retain ownership of any intellectual property you create during the Hackathon.
Stakov 360 retains ownership of all background IP, tools, APIs, and materials it provides.

“Background Intellectual Property” means pre-existing methodologies, software, data, or inventions developed by Stakov 360 or its affiliates before or independently of the Hackathon.

By submitting your project, you grant Stakov 360 a non-exclusive, royalty-free license to display, evaluate, and showcase your work for judging, publicity, or educational purposes.

If your project involves collaboration with Stakov 360 teams, IP ownership may be governed by a separate written agreement.

8. Limitation of Liability

To the maximum extent permitted by law, Stakov 360 shall not be liable for any indirect, incidental, special, consequential, or punitive damages (including data loss or business interruption) arising from participation in the Hackathon.

Total liability for all claims is limited to the total registration fees paid (if any) by you to Stakov 360 for the Hackathon.

This limitation applies even if remedies fail of their essential purpose.

9. Indemnification

You agree to indemnify, defend, and hold harmless Stakov 360, its directors, employees, partners, and agents against any claims, damages, or expenses arising from:

Your participation in the Hackathon,
Your violation of these Terms, or
Your infringement of third-party rights.

10. Force Majeure

Stakov 360 is not responsible for delays, cancellations, or changes resulting from circumstances beyond its control, including:
natural disasters, pandemics, civil unrest, internet outages, or government restrictions.

In such cases, Stakov 360 may modify or reschedule the Hackathon.

11. Governing Law and Venue

These Terms are governed by the laws of Kenya, without regard to conflict of law principles.
Any disputes shall be resolved exclusively in the High Court of Kenya, Nairobi.

12. Miscellaneous

These Terms constitute the entire agreement between you and Stakov 360 for the Hackathon.

If any provision is found unenforceable, the remaining provisions will continue in full effect.
Headings are for reference only.

No waiver of a provision shall be effective unless in writing and signed by an authorized representative of Stakov 360.

Stakov 360 Hackathon Guidelines

Purpose

At Stakov 360, we aim to foster innovation through collaboration, respect, and inclusivity.
These guidelines ensure that all participants—regardless of gender, background, ability, or experience—can thrive in a supportive environment.

Please Do:

Collaborate respectfully and share ideas constructively.
Treat all participants, mentors, and judges with kindness and professionalism.
Respect others’ intellectual property and personal data.
Be mindful of your surroundings and report unsafe or inappropriate behavior.
Share feedback and solutions that help others learn and grow.

Please Do Not:

Engage in harassment, discrimination, or personal attacks.
Post or share offensive, defamatory, or misleading content.
Spam, self-promote, or solicit outside official Hackathon channels.
Copy or misuse another participant’s project or idea.
Use demeaning, intimidating, or exclusionary language.

Consequences of Unacceptable Behavior

Unacceptable behavior will not be tolerated. Organizers may take any necessary action, including:

Issuing warnings,
Removing the participant from the Hackathon without refund, or
Banning future participation in Stakov 360 events.

Reporting Violations

If you experience or witness a violation, please contact the organizing team immediately:
events@stakov360.com

All reports are confidential and handled with discretion.

License Notice

These Hackathon Guidelines are adapted from open community standards under the Creative Commons Attribution-ShareAlike 4.0 International (CC BY-SA 4.0) license, including the Berlin Code of Conduct.

Stakov 360 Personnel, Applicant, and Candidate Privacy Policy

Last Updated: October 29, 2025

At Stakov 360 Innovations, our mission is to advance data-driven innovation through research, training, AI systems, and consultancy. We value our people — employees, tutors, contractors, and candidates — who make this mission possible.

This Privacy Policy explains how Stakov 360 (“we,” “our,” or “us”) collects, uses, and protects the personal information of our current and former personnel, job applicants, and candidates. It also outlines your rights and our responsibilities under applicable data protection laws.

1. Scope and Applicability

This policy applies to:

Personnel: Employees, independent contractors, consultants, trainers, and interns currently or formerly engaged with Stakov 360 or any of its divisions.
Applicants: Individuals applying for employment, internship, or consultancy roles.
Candidates: Individuals identified or contacted by our recruitment or talent sourcing teams.

This policy does not apply to external clients, learners, or platform users (see our General Privacy Policy for those).

2. Categories of Personal Information We Collect

We collect personal information from you directly, through our systems, from references, and from lawful third-party sources (e.g., verification services).

Below are the categories and examples of personal data we may collect: View here

StatQuestJourney Hub Tutor Partnership Policy

Last Updated: October 29, 2025

Issued by: Stakov 360 Innovations — Learning Division: StatQuestJourney Hub (Stakov Academy)
Motto: Advancing Research, Training, and Consultancy Through Data

1. Purpose

This policy defines the engagement framework, responsibilities, and compensation structure governing all partnerships between StatQuestJourney Hub (the learning arm of Stakov 360 Innovations) and its Partner Tutors.

It ensures transparency, academic integrity, and mutual accountability in all programs conducted through the Hub’s Learning Management System (LMS), digital platforms, and official training initiatives.

2. Scope of Application

This policy applies to all tutors, facilitators, and collaborators engaged under StatQuestJourney Hub to design, deliver, and manage learning programs, research workshops, or data-related courses.

Tutors are categorized as follows:

Major Tutor(s): Lead academic(s) responsible for curriculum design, overall program quality, and module coordination.
Minor Tutor(s): Supporting academic(s) contributing specific modules, materials, or learner engagement components.

All tutors shall operate within the institutional framework of Stakov Academy.

3. Tutor Responsibilities

A. Curriculum and Content Development

Partner Tutors must jointly design and prepare complete course materials, including:

Lecture notes and reading guides (PDF or digital format)
Code notebooks and datasets (where applicable)
Instructional videos or screen-recorded lessons
Practical exercises, assessments, and case studies

B. Active Participation

All tutors are required to contribute meaningfully to module creation, content review, and LMS discussions.
Non-contribution or extended inactivity may affect revenue eligibility.

C. Academic and Professional Conduct

Tutors must uphold:

Academic rigor and originality of materials,
Professional communication with learners, and
Respect for intellectual property, confidentiality, and data ethics.

All course-related data and resources remain the property of StatQuestJourney Hub.

4. Revenue Sharing and Institutional Deductions

All program-generated revenues are pooled and distributed as follows:

All program-generated revenues shall be subject to specific deductions to ensure compliance and sustainability. A 16% tax (VAT) will be applied in accordance with the Kenyan VAT Act. In addition, a 10% platform deduction will be retained to cover Learning Management System (LMS) maintenance, digital hosting, and platform support. The remaining 74% (net) will constitute the tutor share, which shall be distributed among participating tutors based on their respective composition and contribution to the program.

Tutor Composition & Distribution:

The distribution of tutor earnings shall be based on the composition and level of contribution of each tutor within a program. For programs involving two tutors, the major tutor will receive 60%, while the minor tutor will receive 40%, with the major tutor responsible for overseeing the curriculum and the minor tutor supporting specific modules. In cases involving three tutors, the major tutor will earn 40%, and each of the two minor tutors will receive 30%, with the major tutor leading coordination activities. For programs with four tutors, the major tutor will be allocated 35%, while each minor tutor will receive 21.66%, with the major tutor supervising the overall structure as the minors contribute equally across modules.

In multi-program or joint ventures, variations may apply subject to mutual written consent among all tutors and the Hub administration.

5. Ownership and Use of Materials

All course materials developed under this partnership are the intellectual property of StatQuestJourney Hub.
Tutors may not reproduce, resell, or repurpose these materials externally without prior written consent.
The Hub may reuse content for internal training, alumni access, or marketing with due credit to the contributing tutors.

6. Payment Terms

Payments shall be processed within five (5) business days after program completion and the submission of all deliverables.
Required deliverables include:
- Finalized course notes and media,
- Uploaded video sessions,
- Learner engagement summary and report.

Failure to submit deliverables within the specified timeline may delay payment processing.

7. Confidentiality

All tutors shall maintain confidentiality regarding:

Learner data and records,
Institutional content and financial details, and
Internal policies and unpublished materials.

This obligation remains binding even after termination of engagement.

8. Termination and Dispute Resolution

Either party may terminate the partnership with five (5) days’ written notice.
Immediate termination may occur for:
- Breach of conduct or professionalism,
- Academic dishonesty or plagiarism,
- Non-performance or violation of confidentiality.

Disputes shall be resolved amicably, and if unresolved, referred to mediation under Kenyan law.

9. Acknowledgement and Acceptance

All tutors must sign the official Tutor Partnership Agreement Form confirming their understanding and acceptance of this policy prior to engagement.

Digital or physical signatures are considered binding under this framework.

Institutional Contact

StatQuestJourney Hub — Stakov 360 Innovations
academy@stakov360.com

Restorative Yoga

Stakov 360 Main Services Agreement

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1. PROVISION OF SERVICES

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1.2 Security: We maintain commercially reasonable technical and organizational measures to safeguard your data and materials (“Customer Data”). Customer Data may be processed or stored in Kenya or other jurisdictions where we or our partners operate.

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1.3 Changes: We may modify, enhance, or update our Services at any time to improve performance, add features, or ensure compliance. Material changes that reduce functionality will be communicated in advance.

2. CUSTOMER RESPONSIBILITIES

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2.1 Account Administration: You must create an account to use our Services. You are responsible for maintaining accurate contact information, securing login credentials, and ensuring all authorized users (“End Users”) comply with this Agreement.

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2.2 Acceptable Use: You agree not to misuse our Services or use them for any unlawful or harmful purposes. You also agree not to reverse-engineer, sell, resell, or distribute our Services or outputs without authorization. A detailed Acceptable Use Policy is available at www.stakov360.com/legal/aup.

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2.3 Customer Data: You retain ownership of all Customer Data and grant Stakov 360 a limited license to process such data solely to provide and improve the Services. You represent that your use of Customer Data complies with all applicable laws.

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2.4 Third-Party Tools: Some Services may integrate third-party software or APIs. Your use of such tools is subject to the respective third-party terms, and Stakov 360 is not responsible for their performance.

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3. INTELLECTUAL PROPERTY

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3.1 Ownership: Stakov 360 retains all rights, title, and interest in its technologies, frameworks, documentation, and intellectual property. You own your own content, data, and any outcomes (“Output”) derived from your use of the Services.

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3.2 Feedback: You may submit ideas or suggestions to improve our Services. By doing so, you grant Stakov 360 the right to use such feedback freely without obligation or compensation.

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3.3 Marketing Use: You consent that Stakov 360 may use your company name or logo as part of our client portfolio, case studies, or promotional materials unless you request otherwise in writing.

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4. FEES AND PAYMENT

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4.1 Pricing: Fees for paid Services are set forth in your order, proposal, or invoice. All payments are due in the stated currency and are non-refundable except as expressly provided.

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4.2 Taxes: You are responsible for all applicable taxes related to your use of the Services, excluding taxes based on Stakov 360’s net income.

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4.3 Suspension: We may suspend or limit access to Services if invoices remain unpaid after the due date or if you violate this Agreement.

5. TERM AND TERMINATION

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6. CONFIDENTIALITY

7. DISCLAIMERS

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8. LIMITATION OF LIABILITY

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9. GOVERNING LAW & DISPUTE RESOLUTION

10. GENERAL TERMS

11. DEFINITIONS

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